ANZ first opened its doors to the Australian public as the Bank of Australasia in 1835 in Sydney. Three years later, in 1838, it opened its Melbourne branch office. Today, known as the ANZ, it is a major international banking and financial services group and one of Australia and New Zealand’s largest companies. It is now regarded as one of the top 50 banks in the world.

ANZ Savings Accounts Comparison

Savings Account Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Balance/Min Deposit
ANZ Online Saver
ANZ Online Saver		 5.5% 3.75% 1.75% $0 $0 / $0 Enquire
ANZ Access Advantage
ANZ Access Advantage		 0.00% 0.00% $5 $0 / $0 Enquire

The modern ANZ core banking responsibilities of today includes the following financial activities:

  • Retail. ANZ retail businesses deliver to the public a wide range of financial products and services.
  • Commercial. Its commercial services provide financial assistance to all types of businesses from small to medium enterprises including smaller corporate structured businesses.
  • Wealth management caters to the needs of its high net worth customers.
  • More specialized assistance is given through the ANZ banks Esanda and Agribusiness financial activities.

All ANZ ventures are well placed in the community to assist all customers and help them in all matters pertaining to their finances. This leads to more convenient banking while at the same time helps businesses grow.

ANZ savings plans.

One of the main services provided by ANZ is that of encouraging its customers to save. This is approached from two different directions. One is to provide the right environment for those with a specific goal in mind ( like saving a deposit to buy a house) while the other is to help customers put money aside for less productive times (such as when circumstances change through job loss, illness, injury, even retirement).

Easy access savings

Some of the most popular savings plans for those needing a safe place to hold hard earned money while at the same time earning interest are categorized into what is known as easy access savings. It is with these types of savings plans where you can earn interest while at the same time retain the ability to withdraw your money at any time. It all makes for easy convenient banking. These types of savings accounts include:

ANZ Online Saver

With the ANZ Online Saver you will never be bothered to keep to a minimum balance, you will always have easy access to your funds and your money will be earning interest for you while it remains in the account. You can have access to your money at any time by having the ANZ Online Saver linked to your ANZ everyday account where you can use ANZ Internet Banking and Phone Banking to help manage your deposits and withdrawals.

ANZ V2 PLUS account

With this savings account you will always have the benefit of being able to talk to a member of the ANZ dedicated service team, on the phone, to answer any queries you may have with your ANZ V2 PLUS savings account. The main points with this account are:

  • Interest paid on savings.
  • Access via ANZ ATM’s, EFTPOS, ANZ phone, ANZ internet banking, Bpay or by branch access.
  • No monthly account fees.
  • Federal Government guarantee.
  • Five free ANZ transactions each month.

ANZ Premium Cash Management account

This account is a good place to hold your money while deciding on where to make your next serious investment. You will have easy access whenever you need it, for instance the moment your next investment opportunity turns up. In the mean time your deposits will earn tiered interest. Well worth looking into further if you are in this category of saver.

Saving for a goal.

This category of ANZ specialized saving plans caters for the customer who is saving for something in particular. It could be a holiday, a car or even the deposit for your house. They include:

SmartyPig. This is an innovative and fun way to save. The main points with this account are:

  • Competitive interest rate.
  • Chances of being rewarded by top retailers when your goal is finally achieved (perfect shopping incentive).
  • Make it a team savings effort by inviting family and friends to join in.
  • No monthly account keeping fee.

ANZ Progress saver

The ideal child’s bank savings account. This account receives bonus interest payments when an amount of $10 is deposited each month and no withdrawals are made. There is no monthly account fee to pay. This is a good introductory savings account to get children interested in savings.

ANZ First Home Saver Account

You have decided to buy your first home but need more money for the deposit. The ANZ First Home Saver Account is the way to go. With this account you will receive generous Federal Government taxation concessions as well as contributions of up to $850 every year when you deposit $5,000 or more. It is a dedicated first home buyer saver account that will not be bettered and an ideal way to get to your goal faster.

Compare ANZ savings accounts now.

ANZ have 170 years of banking experience to help you reach your goals. The wide range of ANZ savings plans can be used to introduce your children to the benefits of saving, assist you accumulate the money to buy your fist home or make retirement easier.